Buy Now Pay Later: Bedroom Furniture

A person spends most of their time in their bedroom, thus it should be a beautiful happy place, even if you are sleeping and cannot see the beauty in it all of the time. Unfortunately, bedroom furniture can also be super expensive, so we’ve found the best places to buy find furniture online that offer financing so you can buy now pay later and make payments on bedroom furniture.

Bedroom Furniture Stores Where You Can Buy Now Pay Later

Ashley Furniture

Ashley Furniture offers Ashley Advantage Online Financing through Synchrony and Great American Finance to style your home now and pay over time. Get a decision in seconds with no impact on your credit score to see if you pre-qualify. If you have bad credit, don’t worry as Ashley also offers a Lease-to-Own option with no credit needed through Progressive Leasing so you can buy now pay later. Shop now!


Homary sells all kinds of bedroom furniture including beds, nightstands, dressers, chests, makeup vanities, vanity stools, armoires, wardrobes, and bedroom benches. Homary accepts Klarna so you can make 4 interest-free payments. They also accept Affirm so you can spread out your payments for smaller amounts. Shop now!


JCPenney sells beds, headboards, dressers, chests, bed frames, bed bases, nightstands, bedside tables, and offers a JCPenney Credit Card through Synchrony Bank. If approved, you’ll receive an extra 15% off select purchases with your new card and special financing on eligible purchases. JCPenney also accepts Klarna to split your purchases into 4 interest-free payments on purchases up to $750. Shop now!


Macy’s department store sells beds, bedroom sets, headboards, dressers, chests, nightstands, and bed frames. Split your purchase into 4 interest-free payments with Klarna or buy now pay later with a Macy’s store credit card. Shop now!


Overstock sells bedroom furniture including beds, dressers, bedroom sets, nightstands, bedside tables, headboards, and platform beds. Buy now pay later with Klarna, Lease-to-Own by Progressive Leasing, PayPal Credit, or the Overstock store credit card. Shop now!


Smart Furniture sells beds, dressers, and nightstands and offers 3, 6, or 12-month quick and easy financing through Amazon Pay, PayPal Credit, or Affirm. Shop now!


Valyou Furniture sells beds, nightstands, dressers, and mattresses and accepts Klarna to buy now pay later. Get $50 off your first order through our link! Shop now!


Wayfair sells bedroom furniture including beds, headboards, bedroom sets, dressers, chests, nightstands, daybeds, mattresses, foundations, armoires, wardrobes, bedroom benches, makeup vanities, vanity stools, jewelry armoires, toddler and kids bedroom furniture, and furniture for small space bedrooms. Wayfair also offers several financing options including Affirm installment loans, Citizens Pay Lines of Credit, Genesis Credit Lines of Credit, Fortiva Retail Credit Lines of Credit & Equal Pay Options, Katapult Lease-To-Own Options, Acima Lease-To-Own Options, and Progressive Leasing Least-To-Own Options. Wayfair also offers its own credit card options with no interest financing if paid in full up to 24 months on qualifying orders plus 5% back in never-expiring rewards at Wayfair. Shop now!


Whom sells sustainably made, fair, free, and ethical trade furniture that is handmade to last with fabric strength and durability. Financing options include Affirm where you can make easy monthly payments over 3, 6, or 12 months and checking your eligibility won’t affect credit. Who also accepts Shop Pay installments in partnership with Affirm to pay in full or split your purchase into 4 equal installments. Shop now!


ZIPONG is a modern and dynamic company that sells bedroom sets, dressers, chests, nightstands, and daybeds. Use PayPal Credit at checkout to buy now pay later. Shop now!

how to finance bedroom furniture