Buy Now Pay Later: Mattress Toppers

Why would one want to buy a mattress topper instead of a new mattress? There are several reasons actually! Please note that a mattress topper will not bring an old, worn-out, sagging mattress back to life, but it will make your existing mattress better. Here’s how:

  1. Mattress toppers can make your current mattress either softer or firmer.
  2. Toppers can help extend the lifespan of your mattress.
  3. A mattress topper is less expensive than buying a new mattress.

Once you’ve decided you want or need a mattress topper, then you will have to decide what type of mattress topper to buy.

Types of Mattress Toppers

  • Cotton
  • Feather
  • Latex
  • Memory Foam

Although mattress toppers are cheaper than mattresses themselves, they can still be costly if money is tight. Therefore, we’ve found the best mattress toppers that offer financing options to buy now pay later so you can make payments over time to pay off your new mattress topper.

BNPL Mattress Topper Stores


eLuxury, a veteran-owned company, claims to have the best-rated mattress pads available. They also provide easy and affordable financing with Bread so you can pay for your purchase over time. Shop now!

Perfectly Snug

Perfectly Snug offers a climate-controlled mattress topper that adjusts while you sleep. This is perfect for couples with sleep temperature issues. Choose Splitit at checkout for 0% interest and no fees to split up your payments. Plus there are no applications and no credit checks either! Shop now!

Sleep & Beyond

Sleep & Beyond sells 100% organic and natural cotton and wool bedding. Bestsellers include myWoollyy 100% natural wool and latex filled mattress topper, myMerino 100% organic merino wool mattress topper, and 100% organic cotton waterproof mattress protector. Use Afterpay to split your purchase into 4 interest-free payments. Shop now!

With a domain name like, they obviously sell mattress toppers. Mattress Topper by Brooklyn Bedding was created to help you upgrade the comfort and support of your existing mattress. Featuring a broad portfolio of toppers, they offer the right sleep solution for every type of sleeper. Buy now pay later with PayPal Credit or ShopPay. Shop now!